Fully Insured Solution
BCI’s approach to combat rising healthcare costs, BCI Consumer Solutions, is a comprehensive, multifaceted strategy. Our BCI Consumer Solutions strategy includes:
- Product matches for your current medical plan in terms of both plan design and participant access as identified by our specialists.
- Comparison of the best rates from several carriers with the goal of identifying the most cost competitive carrier for duplication or near-duplication of your current plan.
- Recommended medical plan options, ranging from CDHPs to multiple–level deductibles to managed care strategies, which maximize your cost savings to fund the purchase of ancillary products.
Whether you are comfortable with maintaining your current plan, ready to implement a consumer-driven option, or any stage in between, BCI provides real choices for your benefit planning needs.
At its core, BCI Consumer Solutions combines:
- Group Medical Benefit Plan
- One or More Ancillary Products (Dental, Life/AD&D, and/or STD)
- Integrated Technology Package
- Health Advocate™
- HR Administrator Reference Desk
- Flexible Spending Account (FSA) Administration (Premium Conversion Plan, Health Care Spending Account, Dependent Care Spending Account
- COBRA Administration (where applicable)
- Specialized Support Team
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