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Consumer Driven Healthcare

In the past twenty years, innovations in medical technology have allowed us to enjoy longer and healthier lives than ever before. Advanced testing procedures help physicians to pinpoint a diagnosis more quickly and accurately. Less invasive surgeries lower the risk of operative complications and afford patients the luxury of rapid recovery periods. Every day introduces a new prescription drug to the marketplace, creating more treatment options for doctors and consumers alike. We are truly living in the golden age of medicine.

However, investments in the research and development of new technologies and medicines have resulted in healthcare costs spiraling upward. The American healthcare system, primarily relying upon employer-sponsored programs to provide health benefits coverage to our citizens, has plan sponsors faced with the challenge of offering competitive programs while still managing the costs of such a plan.

In recent years, the industry has striven to empower consumers to make fiscally responsible decisions about their healthcare options.

Serious consideration needs to be given towards creative solutions for managing healthcare costs. It is believed that the trend toward consumerism has been a major contributor to the recent slowdown of healthcare cost increases. BCI’s goal in advocating a consumer approach to your group benefits is to provide you with the most financially advantageous and comprehensive benefit plan for you and your participants.